Risk Control

Life is full of risks and owning an investment property is no different. Things can go wrong but you can minimise the consequences of this by anticipating problems and minimising their effect. Risk controls involve a number of steps:

• Allocating a cash buffer for emergencies.
• Interest rate allowance – if the rates rise in future years.
• Landlord Insurance – which includes building & contents insurance, and cover for tenant damage and vacancies.
• Income Protection – to maintain an income if you’re off work due to sickness or accident.
• Life Insurance – so your dependents can choose to keep the property and receive the rent if you’re no longer around.
• TPD and Trauma Insurance – to provide a lump sum in the event of disability or medical costs.

We work with specialist financial and insurance advisers who understand your specific needs as a property investor. They also know we will only work with them if they are looking after our clients correctly.

With these safeguards in place you can survive any unexpected event with your investment intact. It is far better to be in control than just crossing your fingers or being forced to sell at ‘the wrong time’.

Of course, the final decision on what Risk Controls you put in place is yours – but we want to ensure that you have considered every possible avenue available to reduce your exposure to financial catastrophe. That way, we can keep your plans safe from any disasters that might otherwise wipe you out. We know that in the long run, it’s worth it.